Search Venice FL owner financing homes for sale with no sign up.

I specialize in helping you buy a Venice FL area home or condo offering owner financing terms.

Sellers are usually looking for a sizable down payment to carry the mortgage note. This amount can be negotiable, especially for luxury homes.  If you can qualify for a bank mortgage in 2 to 4 years, you are a good candidate to buy a Venice FL owner financed home.

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Owner Financing Homes for Sale in the Venice FL Area


Purchasing a home where the seller is offering owner financing is not as easy as it once was, but it can and should be.  Thank the federal government and The Dodd Frank Act. 


I have partnered with our area's leading real estate attorney for transactions involving owner financing, to make the purchase process and your experience as smooth and easy as possible.  Please contact me to discuss your individual situation.

Owner financing is not for people with bad credit.  It is an option for the self employed who show little income for tax purposes, or for those with homes for sale that need to relocate who can't get financing until their primary residence sells.

What are the owner financing terms?

Understandably, you have questions about the terms offered on a home for sale with owner financing.  Most of the time, the Realtor working with the seller does not disclose them in the MLS.

I've found over the years that sellers offer unrealistic financing terms upfront, which scares off potential buyers.  I think the best approach is for us to work together to include owner financing terms as part of a written offer.  Terms are always negotiable, but these terms are what the market will bear:

  • At least 20% of the purchase price, if not more, as a non-refundable down payment, paid at closing;

  • Interest rates anywhere from 8% to 15% or more;

  • 2-4 year owner financing term, at which time you will refinance;

  • No pre-pay penalty if you want to refinance earlier;

  • 15 or 30 year amortization rate.

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Licensed FL Broker Associate

FL license BK3045865

David Barr Venice FL Realtor
David Barr Venice FL Realtor



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Venice FL real estate agent David Barr

**Disclaimer: HOA ,condo fees, and management companies are subject to change without notice.


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The data relating to real estate displayed on this website comes from the Internet Data Exchange (IDX) Program of My Florida Regional Multiple Listing Service, Inc. Not all listings are mine or those of Berkshire Hathaway HomeServices Florida Realty.  Listings displayed are based on my service area and online search keywords for the relevant page.  All listing information is deemed reliable but not guaranteed and should be independently verified through personal inspection by appropriate professionals. Listings displayed on this website may be subject to prior sale or removal from sale; availability of any listing should always be independently verified. Listing information is provided for consumers' personal, non-commercial use, solely to identify potential properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law.