VENICE FL EVACUATION ZONES AND INSURANCE QUESTIONS
FLOOD ZONES CHANGE CONSTANTLY
If you own a single family home in a high risk flood zone in the Venice FL area, your home owner's insurance and required flood premium will cover you in the event of loss.
As you would expect, the areas most prone to flooding and evacuation during a hurricane are located westward of Highway 41/Tamiami Trail in Sarasota County.
Local police will usually turn off power and water to the barrier islands if a hurricane approaches, to discourage residents from riding out the storm. In my experience power and water could be out for 5 to 7 days.
Prepare yourself now and take this into account if you are interested in a future real estate purchase in these areas.
FEMA flood maps change constantly. You should check with your home owner's insurance provider if you have specific questions about your property.
Condos and Flood Insurance
If you own a condo, your condo association fees cover insurance for the structure, such as exterior walls, windows, and roof. Owner's condo insurance provides coverage for HVAC, appliances, and personal items located within the stud walls, and will protect you from loss in a flood event.